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4 in 10 Businesses Have Filed a Cyber Insurance Claim: Survey
Posted: December 7, 2018
Many businesses purchase insurance policies hoping they never have to use them. Unfortunately, that hasn't been the case with cybersecurity insurance. A recent Wells Fargo survey of 100 U.S. middle-market and large companies found that 85 percent say they have purchased cyber and data privacy insurance, while 44 percent have already filed a claim as a result of a breach. The report didn’t look into...
Drivers three times as likely to be breathalysed in December
Posted: December 5, 2018
The run-up to Christmas and New Year saw three times the average number of roadside breath tests last year. Drivers are being warned that they are around three times more likely to be breathalysed this month, after government figures found that 179 people a day were caught drink-driving in December 2017. Analysis of Home Office statistics by consumer website Confused.com found that more than 4,800...
Rental Property Myths Debunked
Posted: November 27, 2018
Rental Property Myths DebunkedAlthough landlord-tenant laws vary from state to state, common myths about rental properties are in circulation nationwide. The following are some widely-held beliefs about renting and why they may not be as true as you think. The Security Deposit Covers the Last Month's Rent Although the security deposit may equal a month's rent, it is not earmarked for that purpose. The last month's rent and...
Forgiveness isn’t free—and it raises your insurance costs
Posted: November 26, 2018
Think twice before paying for accident forgiveness If you pay extra for accident forgiveness with your car insurance, you might think your premium won’t go up if you cause a crash. But don’t bet on it — it’s not quite that simple. With accident forgiveness, insurers say they won’t raise your rate solely due to an at-fault accident claim. Some offer it as a free loyalty...
Avoiding Accidents In Construction Zones
Posted: November 19, 2018
Avoiding Accidents In Construction ZonesConstruction zones introduce a number of hazards, making them especially dangerous locations for motorists. The Federal Highway Traffic Safety Administration (FHTSA) reports that during the past five years, 4,400 people have died and 200,000 have been injured in construction zone crashes alone. How Do Construction Zone Accidents Happen? Rear-end collisions are the most common type of accident in construction zones, as many drivers will slam...